26 mins, 2005        [password required] How does the established business get finance? Dave Nellist makes the points, illustrated by real-life case studies. SALES REVENUE is, of course, the best finance a business can have, because it's self generated. "Retained profits" can be ploughed back into the business without any of the "strings" attached to loans and shares. But even established businesses have cash flow problems. We look at the role of OVERDRAFTS in helping them through. How does an overdraft compare to a loan? Another way of easing a cash flow crisis is to delay paying creditors, but this can damage the reputation of the business - and it's immoral! MAXIMISING WORKING CAPITAL: Through stricter financial discipline a company can free up much more of the money that's already there, through good credit control, low stock levels, etc. THE PUBLIC LIMITED COMPANY: For companies that need to generate large amounts of finance to expand, "going public" is the only answer. We look at the pros and cons.